BANKRUPTCY AND FILING TAXES
Bankruptcy laws help people get a fresh start when they can no longer pay their creditors. Randall Smith can explore your options with you, give you advice about whether a bankruptcy is the best option for you, and represent you no matter how complex the legal action may get.
- Chapter 7– A bankruptcy which completely discharges your debts.
- Chapter 13– A bankruptcy in which you repay part of your debts. Also
known as a “wage earners” plan.
- Adversary proceedings– Contested bankruptcy legal actions.
The links below provide excellent bankruptcy information for those who wish to educate themselves.
You don’t need to worry about all of the information; Randall Smith will explain what you need to know and answer your questions.
TAX DEBT ASSISTANCE
If you have tax debt, Randall Smith can assist with reducing or eliminating it or making affordable payment arrangements. This can be done through “offers in compromise,” discharge of some tax debts, and installment agreements.
MORTGAGE FORECLOSURE ASSISTANCE
If you are behind in your mortgage payments and want to save your home, Randall Smith can help you. Sometimes a bankruptcy will be the best solution, but you don’t want to file bankruptcy foreclosure. Mr. Smith can represent you in negotiations for a mortgage modification.
HELP FIXING CREDIT
If you are being harassed by debt collectors, are being pursued for a debt you don’t owe, are having your wages garnished or have problems with a defective car/boat/motor home, Randall Smith can help. He can assist with credit repair, consumer law, lemon law and debt collection abuse remedies. He can assist with protecting exempt assets from garnishment and levy.
We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.